Canton Motors Inc.

 

IMPORTANT PRIVACY INFORMATION

Our Commitment
  • Our commitment is to provide you with vehicle financing and other quality financial products and services. We obtain and use information about you to do so. We appreciate and respect the trust you show in providing information to us. We value our relationship with you, therefore, explaining to you how we collect, use and protect customer information is important to us. 
Why We Collect Customer Information
  • We collect customer information to identify you, confirm facts about you, help us assess requests for financial products and services, and deliver financial products and services to you. 
Customer Information We Collect
  • We get customer information from a variety of sources, such as: 

    Information you, or others on your behalf, provide on applications and other forms, including identifying information such as name, address, telephone number, e-mail address and social security number and credit related information such as your assets, income, and liabilities. 
    Information from your dealings and relationships with us, our related family of companies, motor vehicle dealers and others, such as vehicle and vehicle financing information, services provided to you, and how you perform on your outstanding credit obligations. 
    Information from consumer reporting agencies such as credit history and capacity. 
    Information from outside sources like motor vehicle dealers, employers, marketing firms and others sources, such as employment status and demographic data. 
Protecting Customer Information
  • Safeguarding customer information is important to us. We use systems, policies and procedures to maintain the accuracy of customer information and to protect it from loss, misuse, or alteration. Customer information is accessible by appropriate personnel who have a business need for the information. We provide training and communication programs to educate our personnel about the meaning and requirements of this privacy statement. 
How We Use Customer Information
  • We use customer information to meet your requests for financial products and services, administer accounts, develop new financial products and services and comply with legal requirements. We also use customer information to determine which products or services might be of interest to you. 

    In striving to serve you, we sometimes share customer information with others so they may help us by providing services to us or by providing services on our behalf or jointly with us to you. We don't sell personal information about you to unrelated companies for their independent use. We do share information as permitted by law. 
Sharing Information Within Our Family of Companies
  • We may share the information we collect about present and former customers within our family of companies. Our "family" is the group of companies related to us by common control or ownership. We share information within this family as a normal part of conducting company business and offering products and services to customers. This sharing of information is limited. Shared information includes identifying information and information we get from our dealings with you and the relationship you have with us. We do not share customer credit information we collect from outside sources, such as credit reports, within our family of companies. 
Sharing Information With Unrelated Companies
  • In order to provide you with the services you request and with other valuable financial products and services, we share customer information with unrelated companies -- companies who are not members of our family of companies. This sharing allows us to: service accounts; provide the services or products requested; report our experiences; protect our business against fraud and unauthorized transactions; respond to governmental requests and regulatory requirements. We may also share information to offer financial products and services jointly with other financial service providers. 

    We may share customer information about present and former customers with the following types of companies: 

    Select financial service providers who participate in joint marketing programs with us: such as motor vehicle dealers providing vehicle financing; and also others who provide products or services on our behalf such as insurance agents, brokers, or underwriting companies providing auto and other types of insurance. 
    Financial service providers and non-financial companies who provide services for us or on our behalf, such as companies that prepare account invoices or statements, help us service accounts, promote and market our products, provide computer and systems support and other services. 
    Others, such as independent contractors or suppliers. 

    Unrelated companies receiving customer information from us enter agreements with us to protect the information they receive before information is provided. These agreements also limit the use of the information to providing services we request. We do not share customer information with other companies unless an agreement to protect customer information is in place, except as otherwise permitted by law. 
Additional Rights
  • Some states may provide additional privacy protections under existing or future state laws. We are committed to complying with applicable law when we share customer information.
Future Changes
  • This statement updates and replaces any previous statements you may have received from us about the collection, use and protection of customer information. We may change this privacy statement at any time and if we do, we will notify you as required by law. 
Questions?
  • Call 1-866-222-4405 for answers to your questions about this privacy statement. 
Changes:
  • We reserve the right to change our Privacy Statement On-Line Supplement. A revised On-Line Privacy Statement Supplement only applies to data collected subsequent to its effective date. Any revisions will be posted at least 10 days prior to its effective date. The effective date of this statement is October 27, 2004. 
    Canton Motors Inc. Financial Privacy Disclaimer 

    In connection with your transaction, we may obtain information about you as described in this notice, which we handle as stated in this notice. 

 

  • 1. We collect nonpublic personal information about you from the following sources:

Information that we receive from you on applications or other forms 
Information about your transaction with us, our affiliates or others; and 
Information we receive from consumer reporting agency 

  • 2. We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may not make such disclosures about you as a consumer, customer, or former customer.
  • 3. We may also disclose nonpublic personal information about you as a consumer, customer or former customer, to nonaffiliated third parties as permitted by law.
  • 4. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

 

Questions?


Our privacy practices are designed to provide a high level of protection for your personal information and our systems. If you have any questions or comments about Canton Motors Inc.  Online Privacy Practices, you can contact us via E-mail. 

 

               

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